Tech

Cultural accumulation vs. cultural decay

 Don’t worry; I’m not getting all moralistic on you here. When I talk about cultural decay I’m talking about something I think we need more of. We have too much culture to have a culture, you see, and that’s basically all tech’s fault — but it’s not necessarily a problem. No, stop, wait, listen, I can explain. Have you noticed that it’s a whole… Read More

Entertainment

Sexual Misconduct Is Never a Laughing Matter, But Why Is it Always a Joke?

This column may contain strong language, sexual content, adult humor, and other themes that may not be suitable for minors. Parental guidance is strongly advised. No, not you, Al Franken! And not you too, George Takei! Our reactions to men, whether gay or straight, outed as sexual predators or harassers or molesters, as in the […]

The post Sexual Misconduct Is Never a Laughing Matter, But Why Is it Always a Joke? appeared first on Preen.

Business

THE SMALL BUSINESS FINTECH REPORT: How fintechs are targeting small- and medium-sized businesses and pushing incumbents to fight back

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This is a preview of a research report from BI Intelligence, Business Insider’s premium research service. To learn more about BI Intelligence, click here.

Fintechs have found a way to serve small- and medium-sized businesses (SMBs) while still making a profit, and now incumbents want in on the action. 

SMBs have been historically underserved by financial services providers, but that’s starting to change as both fintechs and incumbents continue to roll out SMB-targeted services.

This report will look at the areas in which incumbents have failed SMBs when it comes to financial services provision — including credit, digital business services, and bank accounts — and give examples of where fintechs have successfully filled the gaps. It will also provide examples of incumbents that have introduced new SMB products in response, and our verdict on which type of supplier — fintech or incumbent — will dominate each area of the market for SMB-focused financial services products.

Here are some of the key takeaways:

  • SMBs globally have been underserved by financial services providers because they make less revenue than large corporates, yet demand more advanced services than most consumers. As a result, they’ve developed a reputation among legacy financial institutions for being unprofitable to serve.
  • Fintechs are now finding ways to serve even the smallest businesses, while still realistically expecting to turn a profit — and that’s changing the game in the SMB space.
  • Fintechs are filling the gap in service provision to SMBs in three main areas: provision of credit, access to critical business services, and provision of bank accounts.
  • Incumbent providers are fighting back with products of their own by partnering with fintechs or building in-house services. JPMorgan, Barclays, NatWest, and BBVA are just a few major banks leveraging new technology to better serve SMBs.
  • Some areas of the SMB market will continue to be dominated by incumbents, while fintechs will succeed in winning over these customers on other fronts.

 In full, the report:

  • Highlights how incumbents have failed to serve SMBs
  • Outlines where fintechs are successfully serving the same demographic
  • Explains how legacy financial services players are fighting back
  • Reveals which type of provider will win in each area

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Fashion

The Ornate Accessories Gabbi Garcia and Maxine Medina Wore on the Runway

From the best moments to celebrities spotted, Bench Under The Stars was an over the top show. Not only did they spoil us with our favorite celebrity couples but they also gave us some fashion inspiration. Aside from the underwear, swimsuits, and casual pieces, they showed some accessories we want to add to our rotation. […]

The post The Ornate Accessories Gabbi Garcia and Maxine Medina Wore on the Runway appeared first on Preen.

Art

Naked attraction: art and tragic tales in Modigliani’s Paris

As Tate Modern prepares a new exhibition of his work, including 12 of his famous nudes, Louise Roddon explores the artist’s haunts in Montmartre and Montparnasse

Poor Amedeo Modigliani, what a tough life he led. I’m thinking this as I climb the steps to his last studio in Montparnasse. It’s a classic artist’s garret with peeling paint and poor lighting, and climbing the countless floors on a narrow stone tread, leaves me winded. It wouldn’t have been easy for a man with advanced tuberculosis. With Tate Modern about to stage its Modigliani exhibition, I’ve come to number 8 Rue de la Grande-Chaumière, his final home before he died tragically young in 1920. At 35, he wasn’t just a victim of TB, but was suffering the toll of a lifetime’s enthusiasm for alcohol and drugs.

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Entertainment

Chance the Rapper performs hilarious song on ‘SNL’ begging President Obama to return

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“This time of year I get thankful baby, thankful for you. But now you’re gone and I don’t know what to do.”

What an emotional love song. A tribute to a great relationship after a bad breakup. Some girl somewhere is going to be really sorry she ended things with De-Von-Tré, the hot new combo comprised of SNL’s Kenan Thompson, Chris Redd, and guest host Chance the Rapper.

“So come back, Barack.”

Or, what? Yeah. 

The world is on the verge of nuclear war, and former president Barack Obama is out here living his Best Life. We’re here crying ourselves to sleep, and he’s water skiing and showing us how in love with Michelle he is, and everything sucks. Read more…

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Architecture

Kate McKinnon debuts pitch perfect Julian Assange impression on ‘Saturday Night Live’

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Saturday Night Live took us behind the scenes in its cold open tonight of a totally plausible meeting between Julian Assange and the Brothers Trump in the first installment of what we can only hope will be many, many more episodes of “The Mueller Files.”

Kate McKinnon debuted her expert Assange impression – reason enough to hope for more – replete with a suspicion-inducing pleather jacket and weird white-blonde haircut.

“It’s not white, it’s a platinum bob with a man’s front wisp.” Sorry, Julian.

Anyway, the meeting, which ostensibly took place between Assange and Donald Trump Jr. (Mikey Day) in the basement of the Ecuadorian embassy in London – where the real Assange has been holed up since 2012 avoiding extradition to Sweden to face sexual assault charges – was crashed by a delightfully inept Eric Trump (Alex Moffat), who did just about everything he could to blow the clandestine convention. Read more…

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Tech

Silicon Valley could be the next hotspot for SEC whistleblowers

 In recent years, the SEC has had greater success policing wrongdoing due in large part to the implementation of its whistleblower program. But the whistleblowers’ crosshairs are not limited to Wall Street. Individuals are beginning to come forward in a new sphere of the business world, one with its own reputation of a problematic, win-at-all-cost culture: Silicon Valley. Read More

Business

Y Combinator cuts ties with Peter Thiel

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Silicon Valley startup accelerator Y Combinator has cut ties with Peter Thiel, BuzzFeed reported

The billionaire PayPal founder joined the accelerator as a part-time partner in 2015. Since then, he’s become better-known outside the tech world for funding the lawsuit that took down Gawker and for his support of Donald Trump. 

Back in 2015, Y Combinator president Sam Altman said he was “delighted” to welcome Thiel and that he was “confident that Peter joining will be great for YC.” The blog post announcing Thiel’s start at Y Combinator now bears an editor’s note that says, “Peter Thiel is no longer affiliated with Y Combinator.”  Read more…

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Business

Why OnePlus is launching the 5T only five months after its last flagship phone

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“When we launched the OnePlus 5, there was no plan to release the OnePlus 5T,” Kyle Kiang, OnePlus’ head of global marketing, told me a week before the new phone’s splashy launch event in Williamsburg, Brooklyn.

It’s a peculiar admission, but it fits perfectly with the Chinese startup’s motto to “Never Settle.” OnePlus’ unwavering mission to deliver the latest technologies as soon as possible not only keeps its products up to date with the latest mobile trends, but puts the heat on the Samsung’s of the world to deliver experiences that’ll justify spending $1,000 on a new phone.

SEE ALSO: The OnePlus 5T is here with a larger screen and even better dual cameras Read more…

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Business

Apple finally lets visitors onto its ‘spaceship’ campus

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Steve Jobs’ last big project is finally ready for the public — but you have to go to Cupertino to see it.

I’m talking, of course, about Apple’s famed “spaceship” campus. Though employees moved in months ago, and Apple launched the iPhone X in the newly minted Steve Jobs Theatre, none of the campus has been open to the public — until now.

On Friday, Apple officially opened the doors of Apple Park’s Visitor Center — the public face of the company’s storied new headquarters — and the Apple faithful were there in full force to savor the moment.

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